Defining
the Need for Workforce Homes
| Non-Profit
Housing Organizations
|
Affordable
Housing Lenders | Affordable
Savings
Affordable Housing Lenders:
AccuBanc Mortgage/A Subsidiary
of National City Mortgage
Sam Wells, Senior Loan Officer
11520 Nuckols Road, Suite 112
Glen Allen, Virginia 23059
(804) 965-8834
sam.wells@ncmc.com
Bank
of America Mortgage
Bank of America Mortgage provides mortgages to homebuyers, who
often believe they are not eligible to receive a mortgage, through
our Community Commitment Program. This loan has no minimum credit
score requirements and flexible underwriting guidelines. BOA Mortgage
is also very proud of our Neighborhood Champions Program which
is available to all Teachers, Police, Fire and Healthcare workers.
This program offers mortgage protection should you become injured
in your line of work. Both of these programs offer up to 100%
financing.
Please contact us so that we may assist you in choosing the right
program for you. We look forward to working together with you
soon.
Office: (804) 986-6999 or (804) 330-8090
Michele.e.bradly@bankofamerica.com
Richard.H.Kilpatrick@bankofamerica.com
Franklin Federal
Franklin Federal Savings and Loan has proudly served the Metro
Richmond area lending mortgage money for almost 75 years. Franklin
Federal wants to recognize our Community Superstars; Firefighters,
EMS personnel, Educators, Healthcare personnel, Law Enforcement
Officers and Military Personnel. We are offering a credit of $350
or more for the cost of the appraisal. This credit may be used
at the closing of a home purchase or refinance. We also offer
a wide variety of programs with little or no down payment. Grant
Funds up to $10,000 may be available for down payment and closing
cost assistance. Certain restrictions apply; limited time offer.
For complete details and program qualification, call any of our
experienced loan officers or check out our website at www.FranklinFederal.com.
We look forward to talking with you and assisting you with your
mortgage lending needs!
Barbara Woodburn (Innsbrook) (804) 967-7024
Celia Morris (Innsbrook/Azalea) (804) 249-2272
Marilyn Tierney (Stony Point/Ironbridge) (804) 748-0044
Debra Curwen (Mechanicsville/Nine Mile) (804) 569-7978
Regina Sobey (Village) (804) 282-1084
Virginia Housing Development
Authority
We’ll make it affordable. You’ll make it a home. Every
day, the Virginia Housing Development Authority (VHDA) helps people
just like you buy a home. We offer loans with zero downpayment,
loans that include closing costs and loans at below market rates.
We even offer free homeownership education classes so you understand
the process of buying a home and what it takes to stay in one.
For more information visit www.vhda.com/gettingstarted
or call 1-877-VHDA-123.
Wells Fargo Home Mortgage
What's Keeping You From Buying a Home?
Dreaming about a home purchase often leads to wondering. Can I
afford it? Do I make enough income? Do I have enough saved? Can
I qualify for financing? How much home can I afford? If questions
like these are holding you back, share them with Wells Fargo Home
Mortgage.
Hundreds of first-time homebuyers turn to us every day. We provide
mortgage programs and services that help overcome obstacles a
first-time homebuyer may face, such as modest income, limited
or tied-up savings and credit challenges.
And because dreams come in all shapes and sizes, we offer loans
in various amounts to finance single-family residences, two -
to four-unit dwellings, townhomes and condominiums. You've got
a picture in your mind. Let us help you bring it to life.
For more information and a free consultation, please call or e:mail
us:
Sylvia.R.Kraemer _ (804) 763-5126 Sylvia.R.Kraemer@WellsFargo.com
